Just like your circumstances, home loans change over time. A home loan health check helps ensure your loan is still competitive and correctly structured to support both your current needs and future goals.
Keeping Your Home Loan Aligned with Your Goals
Our approach begins with a clear understanding of your current circumstances, priorities and long‑term goals. We then review your existing home loan to assess whether it continues to meet those needs, including its competitiveness within the broader market. As part of this process, we also conduct an internal home loan review with your current lender.
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Once the review is complete, we compare your existing arrangement with alternative options that may better support your objectives, both now and into the future.Â
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"What happens if an alternative option is much better suited to me?"
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The answer is simple. We will assist you with the refinance of your home loan from your current lender to the new lender.
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"Does that mean that I have to complete a whole new loan application again?"
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Our process makes light work of applying for a new home loan. We will gather your information in a smooth and efficient manner so that you can continue with your day to day tasks with minimal interruption.
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It is important to note - Refinancing may involve costs such as discharge fees, application fees, valuation costs and potential break costs. These should be weighed against any potential benefits. A lower interest rate does not always result in overall savings.
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Once a valued QF Finance client, we’re committed to ongoing reviews and keeping you informed so your loan continues to align with your evolving circumstances.
Important Information & Disclaimer
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.