Business & Commercial Loans

Business & equipment finance

Business growth and expansion

A Business Term Loan is commonly used to support growth and expansion, as these initiatives often require a significant upfront investment. Repayments can be structured over an agreed term to help manage cash flow effectively.

Business cash flow

Depending on the nature of the business and its cash flow needs, various lending structures may be suitable. These include Business Overdrafts, Trade Finance, and Invoice Finance facilities, each designed to support short-term working capital requirements.

Depending on the type of lending used, security may range from property through to the invoice or debtor ledger. In many cases, a general security charge is also applied to the business entity.

Business equipment and asset acquisition

Access to capital can be important for operating and growing a business. For this reason, vehicles, machinery, and other business equipment are often purchased using an Asset Finance facility. This type of lending is typically secured against the asset itself, with repayments spread over an agreed term. Loan terms can vary depending on the type and age of the equipment being financed.